Blog - Al Brucker

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Ways Your Monthly Payments Can Change

This is one of the best times to get a fixed-rate mortgage. Since interest rates have hovered near record lows for years, they’re bound to go up rather than further down. You could get lower mortgage payments temporarily with an adjustable rate mortgage or hybrid loan that employs a fixed rate for five years or […]
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Slowing Sales Create Opportunity

After an astonishing 114 consecutive months of year-over-year home price gains, existing home sales eased two percent on a seasonally adjusted annual rate between July and August 2021. Have rising home prices finally become too much for homebuyers? Not yet. The median existing-home sales price rose 15% year-over-year, according to The National Association of REALTORS (NAR), largely […]
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Should You Refinance to 15 Years?

Appraisals establish the value of a given home, making them extremely important to lenders, tax authorities, the housing industry, the economy, builders, buyers, and sellers. They’re integral to building home equity and wealth, giving advantages to some homeowners and disadvantages to others. Many lenders use automated valuation models to save time and money more so than to […]
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Preventing Expired Listings

When a seller signs a listing agreement with a real estate agent, they’re giving the agent exclusive rights to sell the home for the duration of the contract. Because agents and their brokers bear the cost of marketing the seller’s listing, most listing contracts run between six months and as long as a year. The […]

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